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XRP Eyes $2.20 as Ripple CEO Says “Now Is Time to Vote Yes” on CLARITY Act

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$XRP price could rally soon as Ripple CEO Brad Garlinghouse is urging U.S. senators to approve the CLARITY Act, saying the latest version includes important compromises.

His comments came after Treasury Secretary Scott Bessent also backed the bill and pointed to changes meant to protect community banks from losing deposits because of stablecoins.

The Senate will hold a procedural vote on the CLARITY Act today, September 15. Notably, the bill needs at least 60 votes to move forward.

Garlinghouse Urges Senators to Vote Yes

Garlinghouse said the latest version of the CLARITY Act is more than just a compromise. He said lawmakers made important changes to reach an agreement. He urged senators to support the bill instead of waiting for a perfect version.

“Perfect can’t be the enemy of good,” he said. Garlinghouse also told senators that the changes made during negotiations were significant and worth supporting.

“The world is watching and voters are watching. Now is the time to vote yes,” he said.

His comments came after Senate Republicans released a revised version of the bill with 126 changes requested by Democrats. The changes cover areas including ethics, digital asset regulation, decentralized finance, banking and enforcement.

This bill isn't just a compromise…it's the product of real, substantive trades policymakers made to get here.
I said this many months ago: perfect can't be the enemy of good…
and let's be clear: those trades weren't small. This isn't a deal Senators should be ‘settling for’ —… https://t.co/mdLvqKVXjG

— Brad Garlinghouse (@bgarlinghouse) September 14, 2026

Bessent Highlights Protections for Community Banks

Bessent said the CLARITY Act will help the U.S. stay competitive in digital assets while protecting traditional banks. He said the bill would give him more power to act if stablecoins cause people to move their money out of community banks.

Bessent said he would use these powers if stablecoins start creating risks for community banks, which he called important to the U.S. economy.

Community banks have warned that the growth of stablecoins could pull deposits away from traditional banks and reduce their ability to lend money.

Bessent also said the CLARITY Act is part of the administration’s plan to make the U.S. a leader in digital assets, following the passage of the GENIUS Act, which regulates stablecoins.

Analyst Sees $XRP Resistance Before $2.20

As lawmakers prepare to vote, $XRP traders are watching to see how the market reacts if the CLARITY Act moves forward. Analyst Casi said $XRP has been trading below a key resistance level for several weeks while holding the 0.5 Fibonacci level. This may give $XRP room to move higher.

Casi sees $1.74–$1.78 as a possible short-term target. However, $XRP may struggle to break through this area. If $XRP reaches this range and gets rejected, the price will see a short-term pullback. Casi said this would not necessarily end $XRP’s larger recovery.

The analyst said the key level to watch is $1.65. If $XRP breaks above it and stays there, the outlook improves. If it fails, $XRP falls toward $1.09 or $0.87.

Casi also sees a longer-term target above $2, with a possible move toward $2.20. Another analysis puts the target around $2.02 and identifies $1.74–$1.78 as the main resistance zone.

$XRP Recovers Ahead of Senate Vote

$XRP has recovered from its recent drop as traders prepare for the Senate’s vote on the CLARITY Act. CoinMarketCap data showed $XRP trading around $1.40, up about 1% over 24 hours. The token has also recovered over the past week and remains up about 40% over the past month.

If the CLARITY Act moves forward, it could give $XRP another boost. However, traders are watching $1.65 and $1.74–$1.78 as key levels before expecting $XRP to move toward $2 or higher.