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Multiple XRP millionaires will emerge if XRP reaches the $20 price level, while the rich list maintains its current positioning.
Multiple Analysts Predict XRP to $20
Davinci Jeremie, an early Bitcoin adopter and XRP critic, suggested in March that although he is not a fan of XRP, he expects XRP to soar above $20 in the future. Moreover, as far back as July 2024, market analyst XRP Shark insisted that XRP was still on track to reach a $20 price.
Also, in November 2024, market technician CryptoBull suggested that XRP could claim $20 if it reclaimed its 2017 top against Bitcoin. Interestingly, in a March 2025 commentary, community pundit Edoardo Farina claimed that XRP reaching $20 would only be the beginning of its uptrend.
Amid these multiple projections of an XRP to $20 rally, investors are looking to position themselves to take advantage of the run when it eventually materializes. However, those who would benefit the most are the ones set to attain millionaire status when this occurs.
For context, for an XRP investment to soar to $1 million when XRP hits $20, it must contain at least 50,000 XRP. At the current price of $2.18, these XRP tokens would be worth $109,000. Nonetheless, those who procured these tokens in early November 2024 amassed them with $25,000, a massive discount.
How Many XRP Millionaires Will Emerge When XRP Hits $20?
Data from the community-driven XRP rich list indicates that wallets holding at least 50,000 XRP amount to 71,337. However, some of these wallets are already XRP millionaires at the current price. Specifically, those who are not yet XRP millionaires but could join the exclusive group with XRP reaching $20 are less than 39,320.
Of this figure, there are 27,119 wallets holding between 50,000 and 75,000 XRP. Meanwhile, those with balances ranging from 75,000 to 100,000 amount to 11,019. Further, investors with 100,000 to 500,000 XRP tokens number 28,301. All these cohorts of addresses will make $1 million and above when XRP claims $20.
Specifically, should XRP reach the $20 price, wallets holding 50,000 to 75,000 XRP will be sitting on $1 million to $1.5 million. Those with 75,000 to 100,000 XRP will hold a bag worth $1.5 million to $2 million. Meanwhile, investors with 100,000 to 500,000 tokens will see their investments reach $2 million to $10 million.
Notably, XRP’s journey to $20 would not be an easy one, that is, if the asset ever reaches this level. From the current price of $2.18, XRP will need to rise 817% to claim $20. Analysts at crypto platform Telegaon believe this feat is attainable by 2028, three years from now.
