Ripple Accelerates Global Expansion to Boost XRP Adoption

TL;DR

• Ripple executives visited offices in Dublin, London, Singapore and Sydney.
• The company integrated its payment system with global platform i-payout.
• Ripple filed for a banking license and announced a $750M buyback.

Ripple Labs is moving forward with a plan to increase the use of its digital token $XRP in international finance. The company is taking multiple steps to broaden its reach. These steps include meetings with overseas staff, a new business partnership, and an application to operate as a regulated bank.

Company executives recently visited offices in Dublin, London, Singapore, and Sydney. The five-day trip had a clear purpose. Ripple wants to combine teams from businesses it has bought in recent years. The goal is to create a single global strategy. Brad Garlinghouse, the company’s chief executive, said the firm must look beyond the United States. He stated that the company needs to serve its clients in their own regions.

In a separate move, Ripple announced it has integrated its payment system with i-payout. This company handles payments for other businesses around the world. The integration allows i-payout to send money to the United States and Canada in real time. Transactions that once took several days to clear will now settle in seconds. The change also gives businesses more clarity on their costs. They will need less money set aside for pending transfers.

"The digital marketplace is important to the future, and Ripple is the right partner to take us there." — Eddie Gonzalez, President, i-payout

Ripple Payments helps i-payout deliver real-time payouts into the U.S. & Canada, from days to seconds. 🌎

See how →… pic.twitter.com/WWNmJc9utQ

— Ripple (@Ripple) March 16, 2026

Ripple has also taken steps to change its corporate structure

The firm has filed paperwork to become a bank. If regulators approve the application, Ripple would be allowed to hold its own supply of $XRP tokens on its books as a regulated institution. The company currently holds roughly 40 billion $XRP.

Crypto Economy analysts who follow the company have run calculations on what that stockpile could be worth. If each token traded for three dollars, the treasury would be valued at $120 billion. At a price of six dollars per token, that value would climb above $240 billion. Those figures would place Ripple among the largest banks in the world by market value.

The company also announced a $750 million share buyback. The buyback sets the total value of the company at $50 billion. Some critics of the plan say the move benefits people who own shares in Ripple itself. Others view the buyback as a sign that the company has enough cash on hand to reward its investors while still funding its operations.

For the rest of 2026, Ripple has set clear business goals. It will focus on three main areas. The first is custody, or holding digital assets for other firms. The second is on-demand liquidity, which lets financial institutions move money across borders without pre-funding accounts. The third is treasury management, or helping companies manage their own cash using digital tools. Company leaders have described these markets as a multi-trillion-dollar opportunity.

Data from public markets show growing use of $XRP

The total value of all $XRP tokens in circulation reached $90 billion. Exchange-traded funds that hold $XRP have taken in $1.26 billion from investors. Ripple has also signed more than 300 deals with traditional banks and financial firms over the past five years. In early March, the number of successful payments on the $XRP network hit its highest point in a year.

Garlinghouse and President Monica Long have both said they see a shift taking place in global finance. They are positioning their company and its token to be part of that change. The combination of new partnerships, a push for a banking license, and a growing list of institutional clients forms the basis of their strategy.