Focus on Becoming a Top 1% XRP Holder, Not Top 1% in Dollars: Pundit

thecryptobasic.com 1 h

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An $XRP commentator on X, Austin, is urging holders to rethink how they measure wealth in the crypto market.

In a recent post, he urges investors to forget about being in the top 1% in dollars and instead focus on being in the top 1% in $XRP. The message aligns with popular calls within the community that accumulation of tokens, not fiat valuation, should be the primary goal.

Key Points

$XRP pundit Austin urges holders to chase the top 1% in $XRP, not dollars.
To rank in the top 1%, a wallet needs 46,277 $XRP; only 76,580 holders qualify.
At $1.44 per $XRP, entering the top 1% costs about $66,638 today.
If $XRP hits $10, that stack could be worth over $464,000.

What It Takes to Be in the Top 1%

Current rich list data shows that to rank among the top 1% of $XRP holders, a wallet must hold at least 46,277 $XRP. At present, only 76,580 wallets out of roughly 7.65 million holders meet this threshold.

With $XRP trading around $1.44, acquiring 46,277 $XRP would require an investment of approximately $66,638. While that figure may seem significant, supporters argue that the long-term upside could make today’s prices look modest in hindsight.

If $XRP were to reach $10, for example, a 46,277 $XRP portfolio would be valued at $464,277. In that context, Austin’s message suggests that accumulating tokens now may matter more than tracking short-term dollar rankings.

The Broader $XRP Holder Landscape

The data also shows how concentrated the higher tiers are. To enter the top 5%, holders need at least 7,733 $XRP, a bracket occupied by 382,898 wallets. The top 10% requires 2,229 $XRP, with 765,796 wallets qualifying.

Meanwhile, the majority of participants hold far smaller balances. Over 3.72 million wallets contain between 0 and 20 $XRP, and another 2.55 million hold between 20 and 500 $XRP. This means most holders are well below the thresholds required for the upper wealth brackets.

The distribution highlights why some commentators emphasize steady accumulation. Moving from a few hundred $XRP to several thousand can significantly shift an investor’s position on the rich list.

Shifting Perspective

The comment from Austin highlights a mindset shift common among long-term $XRP supporters. Rather than comparing net worth in dollars, the focus is on how much of the asset one controls relative to the total holder base.

As $XRP’s price fluctuates, the dollar value required to enter the top brackets changes. Accordingly, the $XRP investment to enter the top 1% becomes expensive for most retail investors.

Whether $XRP eventually reaches $10 or higher remains uncertain. But for some in the community, the goal is to climb the $XRP rich list first, and let the dollar value follow later.