What's Next for XRP? Ripple Teases Big Updates at This Key Event

On Feb. 11 and 12, $XRP holders, builders, institutions and Ripple leaders will come together for $XRP Community Day 2026, a global, virtual event that will celebrate $XRP's increasing utility, adoption and real-world impact, as well as the broader XRPL ecosystem.

Three live X Spaces are set to be hosted by Ripple, covering EMEA, the Americas and APAC regions. Feb. 11 is specifically for EMEA and the Americas, while Feb. 12 will cover the APAC region.

In a recent tweet, RippleX shares what to expect at a key segment of the event. The "$XRP Features: What’s Live and What’s Next" segment of the event will feature Ayo Akinyele, Head of Engineering at RippleX; Jasmine Cooper, RippleX Head of Product; and RippleX Engineer Mayukha Vadari, with $XRP community members Vet and Krippenreiter as moderators.

The segment will share the latest updates on the $XRP Ledger and what’s coming next for $XRP. Speakers will walk through the progress made on the $XRP Ledger across programmability, privacy, compliance and the native lending protocol, and how these changes support DeFi.

The focus of the discussion will be on how these features allow real applications by users, shedding light on how the $XRP Ledger roadmap is turning into practical capability while connecting ongoing development directly to $XRP’s expanding utility.

RippleX unveils focus areas for XRPL DeFi

In a recent blog, RippleX shared an update on the $XRP Ledger Institutional DeFi roadmap, which details how the $XRP Ledger is progressing toward everyday institutional use, with $XRP at the center of settlement, FX, collateral and on-chain credit.

RippleX stated in a tweet that the focus areas this year for $XRP Ledger institutional DeFi are lending, privacy and permissioned on-chain markets.

Ripple X shares features that have already gone live on the $XRP Ledger and what is coming, which includes Permissioned DEX, Lending Protocol (XLS-65/66), Confidential Transfers for MPTs to be released in Q1, Smart Escrows, MPT DEX Integration and Institutional DeFi Portal.

Later this year, native on-ledger credit markets will be introduced through the Lending Protocol.

The Lending protocol will enable $XRP in lending, where $XRP can be both borrowed and lent. It is also the default bridge asset in FX flows and settlement.