Reliance Global Group Retains XRP on Its Balance Sheet, Latest SEC Filing Confirms

Reliance Global Group has reaffirmed its exposure to XRP, according to its latest SEC filing.

The move reinforces the growing trend of corporate adoption of digital assets beyond Bitcoin and Ethereum.

An update shared by XRP proponent Xaif highlights that Reliance’s recently filed Form 10-K, an annual and audited report submitted to the U.S. Securities and Exchange Commission. It confirms the company continues to hold XRP as part of its digital asset treasury.

SEC Filing Confirms XRP Holdings

The filing, covering the period ending December 31, shows that Reliance Global Group still lists XRP among its digital assets. This implies the company has not exited its position despite market volatility.

“Corporate XRP exposure remains intact,” Xaif noted, pointing to the significance of XRP appearing in a formal, audited SEC document rather than a one-time disclosure.

The digital assets table in the filing lists XRP alongside Bitcoin, Ethereum, and Cardano, and categorizes XRP as a Level 1 asset. Notably, according to the filing, the firm holds 8,036.70 XRP worth $22,880.

September Announcement Laid the Groundwork

Reliance first disclosed its XRP purchase in September 2025, when it announced the expansion of its Digital Asset Treasury initiative. At the time, the company positioned XRP as a strategic addition to support enterprise-grade blockchain use cases.

The announcement described XRP as a cost-efficient and scalable solution for cross-border payments, aligning with Reliance’s focus on financial services and insurance technology.

Why Reliance Chose XRP

In its earlier disclosure, Reliance emphasized XRP’s real-world utility rather than speculative appeal. The company highlighted several core attributes of the XRP Ledger, including fast settlement times of just a few seconds, transaction fees that cost fractions of a cent, and the network’s ability to handle over 1,500 transactions per second.

XRP’s role as a bridge asset in global payments, supported by Ripple’s partnerships with banks and payment providers, was also cited as a key factor behind the decision.

Long-Term Digital Asset Strategy

Reliance’s continued holding of XRP suggests the company views digital assets as long-term strategic tools rather than short-term trades. Alongside XRP, the firm maintains exposure to Bitcoin, Ethereum, and Cardano, reflecting a diversified approach to blockchain participation.

Management has previously stated that its digital asset strategy is guided by regulatory compliance, secure custody, and transparent governance, with the aim of integrating blockchain technology into its broader operating model.

Notably, Reliance Global Group joins a small but growing list of publicly traded companies maintaining direct XRP exposure on their balance sheets. Other leading names in the corporate treasury discussions include Webus International, VivoPower, and Wellgistics Health.